Whether you wear glasses, contact lenses, or just want to keep your eyes healthy, vision insurance can help reduce out-of-pocket expenses and make routine eye care more affordable. What Does Vision Insurance Typically Cover? Vision insurance usually covers routine eye care rather than major eye surgeries (which are typically covered under health insurance). Here’s what a standard plan often includes: Typical Coverage Includes: Annual comprehensive eye exams Prescription eyeglasses: including lenses and frame allowance Contact lenses: in place of glasses, including fitting Lens enhancements: such as anti-reflective coating or photochromic lenses (partial coverage) Discounts on LASIK or refractive surgery (select plans) Not Typically Covered: Medical treatments for eye diseases (covered by health insurance) Non-prescription eyewear Premium frame brands beyond allowance Sunglasses without prescription (unless specified) Major Vision Insurance Providers: Comparison…
